Rates & Insurance | The Gathering Room, Polson MT

We believe therapy should be both effective and accessible. Below you’ll find details about our standard session fees, insurance options, and financial policies.

Standard Session Rates

  • Individual - $160 per 50-minute session

  • Couples - $240 per 50-minute session

  • Groups - Contact us for group therapy rates, availability, and schedules.

Insurance Accepted

We currently accept the following in-network insurance plans (availability may vary by provider):

  • Medicare

  • Medicaid / Healthy Montana Kids (CHIP)

  • Blue Cross Blue Shield

  • Montana Health Co-op

  • Optum / United Healthcare

  • Allegiance

Clients are responsible for confirming coverage with their insurance provider. Your co-pay, deductible, and co-insurance depend on your specific plan.

Out-of-Network & Thrizer

If we are not in-network with your plan, you can still work with us. We partner with Thrizer, a service that automatically submits claims and manages reimbursement. This allows you to use out-of-network benefits without the paperwork.

  • You pay only your co-pay/coinsurance, if eligible.

  • Thrizer files claims directly with your insurer.

  • Many clients find this reduces hassle and speeds up reimbursement.

Sliding Scale & Reduced Fee Options

A limited number of reduced-fee slots are available for clients who qualify based on financial need. Please ask about availability during your consultation.

Telehealth Requirements

Telehealth sessions are available to any client physically located in Montana at the time of the session.

  1. Sessions are conducted on a secure, HIPAA-compliant video platform.

  2. Clients need a private space and a stable internet connection.

FAQs

Q: How do I know if my insurance covers therapy?
A: Contact your insurer directly and ask if outpatient psychotherapy is covered.

Q: Do you bill insurance directly?
A: Yes, if we are in-network. If we are out-of-network, we use Thrizer to simplify reimbursement.

Q: What if I can’t afford the full rate?
A: Sliding scale options are available on a limited basis. Please ask during your free consultation.